What you did 2 years ago is irrelevant for most merchant account applications. The bank assigns this number when a business applies for a merchant account with the processing service. Along with the application, merchants will need to submit the following items to. 2. Nutraceutical merchant accounts have also assisted the nutraceutical industry in a majority of ways. If you have been Previously rejected or discarded by another processor, we can help you get back on track. For merchants who have processed credit card payments in the past, the underwriters will require monthly statements from each processor in order to underwrite. Nutraceutical Merchant Account | Payment Processing for Nutra Industry Ready to Get Approved? Get Started Today! What is a Nutraceutical Merchant Account? Any. How To Apply For A Supplements Or Nutraceuticals Merchant Account. The number assigned to each merchant account to help with accounting, billing and customer service issues. Most businesses have issues taking off, but when that business is labeled as “high risk”, the problems mount even higher. Gain insights into secure payment solutions. Some high-risk ACH processing providers charge a flat rate. We find the best payment processing solutions for your company! Learn more. In the thriving nutraceuticals digital marketplace, the role of advanced payment systems is crucial for businesses to thrive. This includes information on individual transactions and batch totals with comprehensive reporting tools. We offer our vast array of skills and knowledge to help ensure that nutraceutical merchants and their. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. – Sex Toys. We charge the fees differently based on several factors: merchant processing history, industry type (low or high risk), projected sales volume, etc. NACHA , which operates the vast ACH network within the United States, doesn’t set the interchange fees associated with ACH payments. Your company is growing and needs another merchant account. Of course, the large team will be there to assist you in completing the kit before sending it to the bank. International adult. – Adult Cruise Lines. All Nutraceutical Merchants welcome. Call you today to discuss our high risk ach processing programs. 3d secure; recurring billing; ach payment processing solutions; level 2 & 3 credit card processing. 98% approval rates for high risk credit card processing. 02 billion USD over the next six years – at a compound annual growth rate (CAGR) of 9. We at EMB know the trials and tribulations that those in the nutraceutical industry can face, and we will not judge or punish your company for it. – Pre-recorded Videos. Our CBD merchant services cover Cannabidiol, Hemp & CBD Oil considered high-risk merchants. Nutraceutical Merchant Accounts; Pharmacy Merchant Accounts; Ticket Brokers; Travel Agency Merchant Accounts; All High Risk Merchant Accounts (877) 441-6801; Apply Today!. Nutraceutical companies seeking a merchant account can turn to National Merchants Association (NMA) – High Risk Done. 252. US and international companies are welcome to apply. With access to hundreds of US and international banks, all payments are covered. . The whole process can be completed in as little as 48 hours between application to processing payments. The ACH network is a system that facilitates electronic transfers between bank accounts in the United States. They average 1. The main types of payment processing services include: ACH (eCheck) Check 21. But despite providing. Nutraceuticals products are fortified food products that supplement diets with nutrients as well treat or prevent diseases. NACHA , which operates the vast ACH network within the United States, doesn’t set the interchange fees associated with ACH payments. The MasterCard SecureCode is a 3D Secure program adopted by MasterCard for the security of its customers. Other products and services considered high risk. The Payment Experts. These supplements have experienced problems due to their use as a muscle-building steroids. Each nutraceutical merchant account is different. The U. To get a merchant account, one must submit an application with a merchant account provider. Traditional merchant accounts can be expensive and slow so you may consider an alternative solution. The Florida-based merchant account provider, Allied Payments is capable of serving most domestic high-risk business types. It can be any kinds of foods or supplements that can be considered medically or functionally beneficial to ones body. Complete, Secure Payment Processing Solutions. The rapid expansion of the nutraceuticals industry –food and drinks with possible health advantages – is driven by current shopper trends. Skip to content. As part of the underwriting process, the processing history is checked. and also check your credit history. After a quick internet search, you find a provider offering “instant merchant account approval” for high risk credit card processing. audience that continues to be extremely health conscious is the baby boomers. eMerchantBroker is a Los Angeles, California-based company that offers high risk e-commerce processing solutions including kratom merchant accounts. – Adult Magazines. Travel Merchant Accounts are a type of account that is used by travel agencies, tour operators, and other travel-related businesses to process credit card transactions. 81% for a credit card and 0. The payment processor (private corporation or banks) give the final approval of your account. Complete, Secure Payment Processing Solutions. Merchant Processing Advisors can provide your company with a merchant account at a competitive rate along with the services and features that a nutraceutical company needs, such as the ability to handle multiple currencies, PCI compliance, integrated shopping carts, value added software, fraud and chargeback protection, and secure payment gateways. A merchant account for bad credit can, therefore, be opened for low and. When your assigned underwriter approves your account, you can start processing payments right away. Vector Payments is a leading provider of payment processing solutions for nutraceutical and supplement businesses. S. To stay competitive, businesses must use. Texas Rules & Regulations for the Credit Repair Industry. Third is vaping and e-cigarettes. 5%. That means more risk, to your business and to. Implement solutions that will assist the nutraceutical industry the most. Why we like it: Square offers payment services based on a flat-rate processing model without a monthly. Nutraceutical Merchant Account; Pharmacy Merchant Account;. examining the payer’s financial history and confirming the availability of funds. Enjoy credit card processing solutions, a secure payment gateway, credit repair, a virtual terminal, etc. Merchant Accounts: Merchant accounts (or MIDs) are a type of bank that allows businesses to accept payments by debit or credit cards online. Their consumption of calcium, Vitamin D, fish oil capsules, and supplements to keep joints moving without pain are at record levels. net is a payment gateway company that provides payment processing options for businesses, especially small and independently-owned businesses. For merchants who have processed credit card payments in the past, the underwriters will require monthly statements from each processor in order to underwrite and approve a merchant’s application. Unfortunately, this high projection still does not ease the process of being approved for peptide merchant account services from banks. When you secure your payment processing volumes, you give yourself the ability to grow your company. Nutraceutical Merchant Accounts;. 4 million US dollars by the year 2025. The Visa Secure is designed to look after the security of both customers and online merchants. Many big merchant account providers refuse. Nutraceutical Merchant Accounts 2018. From account management software and CRMs to accounting applications, we can link into them all with just a click of a button. Within the realm of high-risk payment processing, the nutraceutical industry stands out as one of the most challenging sectors. Terms like “processing for free trial merchants,” “fraud prevention” and “lower chargebacks” may indicate that they are equipped to handle the special challenges that your industry. We can process your payments quickly and efficiently, so you can focus on growing your. Credit card processing accounts for US nutraceuticals might take up to three working days to get approved in the United States. Underwriters analyze the application file to calculate the probability of handling payments for nutraceutical. Further projections have. We provide online payment processing for high risk nutraceutical merchant accounts. From a merchant account, the merchant can withdraw the funds. Pet supply merchant accounts Storage facility merchant accounts with. Nutraceutical Merchant Account. Home; Merchant Services. S. All this being said, having the proper card payment processing services for the sales of these products must be done via a high-risk merchant account. STEP 4: OBTAIN NECESSARY PERMITS AND LICENSES. If there were ways to fight aging, promote sexual health or achieve weight loss without surgery or prescriptions, wouldn’t you? This is the premise on which nutraceutical companies operate – that most people want to improve their health, but may not want to undergo medical procedures or take medicines with chemicals they don’t trust. Get Started Today. As specialists in high risk payment processing, we have the industry relationships necessary to help you obtain or improve. Get the up-to-date reports. Major studies project that the global dietary supplements industry will grow to $278. Taking part in the growth of Internet sales of vitamins and supplements One portion of the U. Their applications for opening such an account may be rejected or they may be offered to pay high charges to cover the potential risks of the bank. For Nutra firms that are new to processing, NMA will consider additional variables such as financial strength, third-party vendors used by the merchant, etc. 49 billion by 2028. Obtaining nutraceutical credit card processing is a challenge sellers face. 28 billion in 2019, according to Grand View Research. This is because of strict guidelines for processing credit card payments that go beyond the requirements of most other industries. Average single transaction is over $500. However, we commit to provide the lowest rate to your merchant account. Your Resource For Merchant Services. The typical per transaction range is $0. Nutraceutical Merchant Accounts. Once a business hits a ratio of 0. TailoredPay also works with both small and large businesses across multiple industries and sectors. Nutraceutical products are normally classified as high-risk. You need EMB. The merchant ID is used for. Now U. By SecureGlobalPay | September 13, 2021. A government-issued ID like a state-issued driver’s license. It takes just a few minutes to complete. These merchant accounts are also known as a "travel merchant services". “High risk” businesses include everything from car dealerships to e-cig vendors, and even merchant credit can have an impact. Our payment gateway services give you access to information regarding your merchant account solutions. Process over $300,000 per month. A virtual terminal is a web-based application and requires no additional software. These two niches have different purposes and demand a different business approach. Health Supplements Market Manufacturers of health products can end up with legal troubles if they deal with claims. Reliable Payment Processing: With a high risk merchant account, a credit repair agent can ensure reliable and secure payment processing. These guidelines include hygiene standards for processing and storage, implementation of process control systems to make sure reliable quality. , with eMerchant Authority. Diversify your nutraceutical merchant accounts to mitigate risk. An acquiring bank, also known as an acquirer, is a third party that offers a merchant account to a business for the purpose of accepting payments. Telemedicine merchant accounts also create an additional revenue stream for telemedicine software providers, adding profits without much additional work. ”. Offshore Nutraceutical Merchant Accounts (with payment processing history): Instabill requires 3-6 months of payment processing statements displaying your company name as well as total sales, chargebacks, refunds and returns. It’s time to upgrade or switch your nutraceutical merchant account and focus on these new marketing techniques for 2021. Like many other companies that are classified as “high risk” by lenders, nutraceutical companies have uphill battles when they seek nutraceutical company merchant accounts. What this means for you, the nutraceutical business owner, is that the process to apply for a nutra high risk merchant account is longer and tougher. Get a secure Nutraceutical Merchant Account with QuadraPay. Stay processing and keep track of your transactions with your nutraceutical merchant account. High risk merchant. Two of the most common supplements today with difficulty in securing supplement merchant accounts have been SARMs and Peptides. you would need a reliable payment processing provider to help you take care of credit card purchases made on your website. A merchant account is a specific type of bank account that allows merchants to accept payments. This is crucial for building trust with clients and maintaining a strong reputation in the industry. For high-risk merchants, credit card processing online can be a challenge because of their corporate location or the industry they are involved in. FFL (Federal Firearms License) The Bureau of Alcohol, Tobacco, Firearms, and Explosives (BATFE) issues the FFL (Federal. It depends on the type of business the merchant operates. Merchants can begin by filling out EMB’s fast online application. You’ll earn a 20% commission on anyone you sign up, that starts processing payments with Easy Pay Direct. The process may take up to 6 months, with an initial registration fee of about $10,000 for the first year, and $5,000 for the following. An ACH merchant account allows. Nutraceuticals are highly regulated products that require specialized payment processing solutions. Credit and Debit Card Payment Processing, Merchant Account. Stay processing and keep track of your transactions with your nutraceutical merchant account. 3rd party integrations. Nutraceuticals tend to prolong the aging process, increase life expectancy, foil chronic diseases, and generally improve our wellbeing by boosting the functions and performance of the human body. According to the Council for Responsible Nutrition, 80% of Americans use some type of supplement. With online businesses, this convention is the norm. Each nutraceutical merchant account is different. 3 months of business banking statements. Depending on the business’ industry, the history of the business or its owner, these can affect a merchant requires a high-risk merchant account in order to operate. Built-in virtual terminal. Copy of the fulfillment agreement. Our Internet merchant account services provide businesses with the reliability and security to run smoothly and thrive over the Internet. Nonetheless, experienced payment companies. The nutraceutical business is booming, and every year brings new products. One of the riskiest is the nutraceutical industry, which affects most consumers on a daily basis. 3 months of the most recent processing statements, if applicable A SSN (Social Security Number) or EIN (Employer Identification Number) Chargeback ratios must be under 2%; If you would like to learn more about a nutraceutical merchant account or begin the application process, contact the team of experts at eMerchantBroker. Unfortunately, many credit card processors do not want to work with. A payment gateway is an Internet application offered by merchant services providers for use to authorize high-risk credit card and debit card payment transactions. Nutraceutical Merchant Accounts; Pharmacy Merchant Accounts; Ticket Brokers; Travel Agency Merchant Accounts; All High Risk Merchant Accounts (877) 441-6801; Apply Today!. With decades of experience, our team is committed to providing competent knowledgeable advice and a plan of action to get your merchant account approved quickly. 3. An ACH (Automated Clearing House) merchant account is a type of bank account that enables businesses to accept electronic payments from their customers through the ACH network. 6 billion by 2017. At Allied Payments, we offer a wide array of merchant services, including payment processing, high-risk. Accessibility Click here for Accessibility adjustments. COMMON ISSUES WITH MLM MERCHANT ACCOUNTS. The payment gateway encrypts sensitive payment data. A merchant account is a specific type of bank account that allows merchants to accept payments. PaymentCloud is the #1 provider for Nutra and supplement credit card processing because we can connect directly to the software and solutions that your business already uses. Payment gateways. Visit Website. Gain access to an extensive network of domestic and international banks to satisfy your processing needs. This type of merchant account allows businesses to accept credit and debit card payments from customers and process them securely. Many of its features are identical to a regular merchant account. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant. You fill. 51 billion in 2022 and is expected to reach a whopping $722. And they often increase the chance that their merchant account will get shut down. NMA investigates the Nutra firm and evaluates its payment processing history. Two of the most common supplements today with difficulty in securing supplement merchant accounts have been SARMs and Peptides. Take a look at your ACH payment processing, merchant accounts, and how your company handles chargebacks. When Instabill representatives are approached about a nutraceutical merchant account, we don’t mince words. Your creditworthiness is evaluated to determine your eligibility for a nutraceutical merchant account, considering various risk and market factors. Call us Toll Free (866) 509-7199. EMB is recognized as one of the most experienced high risk providers in the industry. An EMerchant Authority nutraceutical merchant account allows you to accept all credit cards, meaning you can sell your nutraceutical products to customers from all over the world. International accessibility. A virtual terminal connects to a secure payment processing gateway. Finding and maintaining reliable merchant accounts at reasonable rates is an on-going project. Obtaining nutraceutical credit card processing is a challenge sellers face. In the United States, about 75% of adults take some form of dietary supplement; 10 percent over the past 10 years, according to the Council for. National Processing Great For High Risk Point-of-Sale. New broker business echeck accounts are easily approved and set up. Generally, our. 3. Why You Need Nutraceutical Credit Card Processing. As a result, Nutraceutical businesses face various challenges in payment. This alert system helps keep. The MasterCard 3D Secure code is only for one-time use and is only. Every merchant has a different ID number, much like every individual has their tax ID number. Peptide Merchant Account. Signature Payments is the #1 payments company in the industry of high risk vape and E-Cig merchant accounts. Reach out to our. Among the fees our merchant partners can expect to pay, contingent on the acquiring banking solution we arrange, include: Discount rate; Transaction fee; Merchant account feeWe offer high-risk merchant accounts in a variety of industries. Retail Payments. The high risk merchant account provider initially approves your account. By leveraging these solutions, businesses can streamline their payment processes, improve cash flow, and reduce the risks associated with cash-heavy operations. Lesser food cravings. After decades of processed foods and unhealthy habits, nutraceuticals and the plant-based food revolution is gaining traction, though many are wary of medicinal uses of some of these products for a variety of reasons. A third-party company that provides payment processing services for merchants. It is often a bank or other financial institution that is a licensed member of a card issuer such as Visa or MasterCard. S. It ensures that customer payments are processed securely, protecting both the customer and the company. EMB isn't just your solution for a merchant account, we offer a wide range of business services, including business funding, chargeback protection and. This means that nutraceuticals imported from the United States, must be assessed and approved by Health Canada and a site licensed facility. One-time & Recurring Payments. Get Started Today. Check processing. Credit card companies charge payment processing fees for each ecommerce transaction. That timeframe can vary based on your business and your credit history. Nutraceutical Merchant Accounts 2018. The typical per transaction range is $0. Nutraceuticals are highly regulated products that require specialized payment processing solutions. Without a merchant account, these associations have no genuine method to recognize credit and check card transactions. The Florida-based merchant account provider, Allied Payments is capable of serving most domestic high-risk business types. Your business generates five to six figures every month. Get a Merchant Account to Sell Supplements Online From MID Kingz Solutions. Don’t let payment processing issues hold you back – contact QuadraPay today to learn more about their services and how they can help your nutraceutical business thrive. Merchants with businesses that require high risk credit card. The nutraceutical industry, as a part of the high-risk payment processing landscape, faces distinct challenges in payment processing, merchant account acquisition, and regulatory compliance. A Nutraceutical Merchant Account Application may be to risky if: Accounts with a negative checking account balance are problematic. These days, most. Once a nutra company is approved, payment processors set monthly processing limits for new businesses, typically between $25,000 and $50,000 per month, for the first three-to-six-months. Once the application is completed, the merchant will be required to have the following items: Completed website. Taking part in the growth of Internet sales of vitamins and supplements One portion of the U. The reason is that there is a growing interest in health and wellness, and the demand for dietary supplements is increasing rapidly. This gives processors time to develop a customer risk profile by evaluating payment flows, average ticket sizes, processing levels and chargeback ratios. Fill out our online application. No caps on your. Our friendly and efficient customers work 24/7 to help your customers with any issues they may be facing. Free application with no obligation. EMB has partnered with Shopify to meet your payment processing and merchant account needs. A merchant account is a specific type of bank account that allows merchants to accept payments. While the industry has operated without many regulations, the Federal Government has threatened to clamp down with online payments. Once a high-risk nutra merchant account is approved, payment processors set monthly processing limits, typically between $25,000 and $100,000 per month, for the first three-to-six-months. The global nutraceutical market is set to reach $285 billion by 2021 with a compound annual growth rate (CAGR) of 7. eMerchantBroker has also received 12 informal reviews from merchants, with 10 of them positive in tone and 2 which are negative in tone. At UniBul, we give you a nutraceutical merchant account with: Fast application approvals. “The biggest risk is not taking any risk” – Mark Zuckerberg Online pharmacy is a leading business on today’s eCommerce market. Easy Pay Direct. International merchant support. This includes information on individual transactions and batch totals with comprehensive reporting tools. All of them are. Host Merchant Services: Best for large high-risk businesses. Performance Card Service (PCS) provides herbal supplement merchant account services and other payment options to keep your business as healthy as the products you sell. Our proprietary echeck payment platform is operated 100% by the firm. For high-risk merchants, credit card processing online can be a challenge because of their corporate location or the industry they are involved in. Increase your nutra merchant account stability with the right merchant account adviceBy taking these steps, you can find the best nutraceutical merchant account providers that best suit your business's needs and helps you navigate the complex regulatory landscape. This is why, although nutraceuticals and dietary supplements have become a hot industry, they are a closely watched one. Accept credit card payments online hassle-free. Easy to find contact information on the Website, receipt, and packing slips. They’re so well-established in fact that they work with over 60,000 merchants. Many traditional payment processors are hesitant to work with high risk merchants, leading these businesses to seek out specialized high risk merchant account providers. Load Balancing. High volume Nutra merchant accounts are our specialty. This post will provide an in-depth review of why the nutraceutical industry is considered high-risk and a list of the best high-risk credit card. Minimum processing: $5,000 minimum for national. “High risk” businesses include everything from car dealerships to e-cig vendors, and even merchant credit can have an impact. A provider of high risk merchant services since 2001, Instabill is offering additional payment processing options for nutraceutical merchant accounts. This article explores the. Nutraceutical merchant accounts are the ideal solution for online nutrient, dietary supplement, and herbal product manufacturers and retailers looking to grow their business and put the pains of finding high volume processing capacity behind them. Check processing, ACH and direct debit;Host Merchant Services: Best for large high-risk businesses. A nutraceutical product is a purified or isolated item that must have the ability to combat chronic diseases or have a physiological benefit. Easy Pay Direct can help you get an adult merchant account and credit card processing services for your high risk business. regulations that dictate other. International Payment Processing (4) Lenders Merchant Account (2) Moto Merchant Account (1) Nutraceutical Merchant Account (1) Payday Lenders Payment Processing (1) Payday Loan Processing (3) Recurring Billing (13) Recurring Payment (12) SaaS (1) same day ach (2) Secure Payment Processing (14) travel merchant account (1)According to Zion Market Research, global dietary supplements market was valued at USD 132. Once the application is completed, the merchant will be required to have the following items: Completed website. 1 billion. First Name. Nutraceutical-friendly merchant partners should be sought from the start. For more information or to request that one of our agents contact you in regards to a payment processing account, please fill out the form on the right hand side of the page. To get a merchant account, one must submit an application with a merchant account provider. This means that this hold back percentage is taken out of each credit card sale until your allowed monthly volume is met. Merchant Portal; Payment Gateway, Payment XP; FAQs; 1. Accept credit card payments online hassle-free. They offer point-of-sale solutions, online marketing tools, an online payment gateway, and virtual terminal services. This has led to more vape shops and online vape shops while increasing the need for ecommerce merchant accounts. Without a mer. This alert system helps keep. Accounting for over $60billion in annual revenue, the nutraceutical market is expected to surpass $100billion by 2024. L. The market is projected to reach USD 220. Compare quotes from merchant providers who understand supplement & nutraceutical payments! Access 90% of UK's leading merchant acquiring banks. See full list on secureglobalpay. According to recent reports, the Indian nutraceuticals market will probably make to the tune of $10 billion come 2022. Companies that offer pharmaceutical alternatives struggle to obtain nutraceutical merchant accounts because the industry still struggles to find. Every merchant has a different ID number, much like every individual has their tax ID number. For qualifying weight loss merchants with a strong credit card processing history, we can provide you with a virtual terminal, allowing you to accept payments over the phone and via mail order. Get more volume quickly. Instead, process checks electronically at your office through our gateway, POS, or stand-alone terminal and receive funds in your merchant bank account typically within 24-72 hours. The merchant can withdraw money from here. Get a secure Nutraceutical Merchant Account with QuadraPay. That timeframe can vary based on your business and your credit history. Nutraceutical-friendly merchant partners should be sought from the start. At a compounded rate of 21% per annum, this dream will most likely come true. EMB isn't just your solution for a merchant account, we offer a wide range of business services, including business funding, chargeback protection and. Here’s how to set up a fat-soluble Nutraceutical store. If Businesses with a merchant account at a traditional bank that experience excessive chargebacks or a high chargeback ratio can have their accounts closed. It serves as a list of blacklisted merchants and prevents them from opening a new merchant account from a different credit card processor than their previous institution. A nutraceutical merchant account furnishes business owners with the capability of accepting credit cards and debit cards for payment processing in the nutraceutical industry. So your best option lies with high-risk merchant account providers. But, understandably, they make. Most of the account providers follow a two-step approval. A merchant account is a specific type of bank account that allows merchants to accept payments. Nutra has nothing to do with pharmaceuticals. From a merchant account, the merchant can withdraw the funds. S. 3 billion in 2022, and is expected to grow at a CAGR of 8. A payment gateway is a bridge between the merchant, the customer, and the issuing bank that helps process transactions. 55 billion this year and a projected CAGR of 9% for the next decade. By partnering with Get Payment, nutraceutical business owners can access secure and efficient payment processing solutions that address the challenges associated with the nutraceutical sector. To comply with the FDA’s guidelines, nutraceutical companies must first apply for a high-risk nutraceutical merchant account. As a growing industry, the demand for nutraceuticals and dietary supplements see no end in sight. The main drivers of this growing demand include increasing health concerns as well as changes in dietary lifestyles. EMB is recognized as one of the most experienced high risk providers in the industry. streamline payment processing. In order to properly set up, a nutra business online, merchants make sure to go through a few important steps (we can help). Better skincare. Despite the. We carefully combine high-quality services with low prices to further our goal of becoming the leading high-risk merchant account provider in the country. Enable 3D Secure in your payment gateway. Why You Need Nutraceutical Credit Card Processing. #SharkProcessing #B2B #Highriskindustriessupported #internationalmerchant #Highriskpayment #paymentprocessing #creditcardprocessingA head shop merchant account is a payment processing account set up exclusively for head shops. Better skincare. Funds leave the customer’s account and get deposited into the merchant account. Allow 3-5 business days for approval of US nutraceutical credit card processing accounts. Say you ’ re a subscription, adult, dating, business opportunity, cosmeceutical, or nutraceutical merchant and you ’ve been processing for a year or more. After this, the money is transferred to your business account, which can later be used for your business activities, such as restocking your inventory, paying salaries, and more. A Terminated Merchant File is used by processing companies to screen merchant account applicants. Call First MCS at (866) 673-3099 to learn more about how we can help businesses in the nutraceuticals industry in the Chicago, IL area. A high-risk merchant account is a holding account where money is received after the customer’s payment reaches. Supports reproductive health. To get a merchant account, one must submit an application with a merchant account provider.